Scheme for Interest Subvention to Nano Household Enterprises

This scheme has been introduced to promote the Nano and household enterprises in the state. The scheme intends to provide financial assistance in the form of interest subvention to nano and household enterprises on a reimbursement basis for the term loan availed by the unit. The units engaged in the manufacturing as well as job work can apply under the scheme.

Nano and Household unit

A unit which satisfies the following conditions;

  • The fixed capital investment is 5 lakh or less,
  • Engaged in the manufacturing or job work,
  • In white category as per pollution control norms,
  • Connected load is 5 HP or less.


  • Manufacturing units which are eligible to claim assistance under the Entrepreneur Support Scheme or any other schemes of Govt. of India or Govt. of Kerala cannot apply under the scheme.
  • Unit which has availed special low rate of interest from Government Agencies are not eligible for further interest subvention under this scheme.

Benefit of the scheme

  • The unit will be eligible for interest subvention to an extent of 6% per annum for the term loan availed by the unit on reimbursement basis for three years.
  • For women and SC/ST enterprises, the interest subvention will be 8% for three years.
  • The assistance shall be limited to the fixed percentage of the composite investment upon
    (a) plant & machinery,
    (b) other fixed assets including essential office equipments and
    (c) electrification. Cost of Land and Building shall not be included in the Fixed Capital Investment under this scheme.
  • In the event of default of re-payment of loan with interest at the end of 1st year, the subvention will not be passed. The same is applicable for 2nd and 3rd years.

Negative List

Photo Studios and Colour Processing Centres, Breweries and Distilleries of all types, Saw mills, Soap Grade Sodium Silicate, Asbestos processing except units in which the quantum of asbestos used in the production process is less than 25% and environmental and occupational health hazards have been taken care of to satisfaction of authorities concerned, Metal Crushers including Granite Manufacturing units, All types of Steel Re rolling Mills, Units manufacturing iron ingots, Calcium Carbide, Cement manufacturing except units manufacturing cement from fly ash, Potassium Chlorate, Cashew industrial units, Power intensive units based on electro thermal/ electro chemical processor units where total power requirement exceeds 5000 KVA of contract load or where the cost of power is more than 33% of cost of production of the items manufacture except where the units generate their power requirement in excess of 5000 KVA of contract load by own captive power. 

How to Apply

      Application can be submitted online or in person to the Assistant District Industries Officer, Taluk Industries Office concerned with all supporting documents.

      To Apply Online Click Here

Contact Details of District Level Officers for the Scheme- Scheme for Interest Subvention to Nano Household Enterprises
Sl No District General Manager Mobile Number Name of Officer Incharge Designation Mobile Number Landline Number
1 Thiruvananthapuram Rajeev.G 9446222830 Sharath. V. S Manager 9946782122 0471-2326756
2 Kollam Biju Kurian 9446364529 Sivakumar K S Manager 9446300548 0474-2302774
3 Pathanamthitta Anil Kumar P.N 9446545440 geo k Sebastian Deputy Registrar 9446559790 0468-2214639
4 Alappuzha Renjith C.O 8281936494 Ajimon K S Manager 9496333376 0477-2241632/ 0477-2241272
5 Kottayam M.V. Lauly 9188127005 Arjunan pilla Manager 9446594808 0481-2573259
6 Idukki P.S.Sureshkumar 7025558031 Sahil Mohammed Manager 7012946527 0486-2235507
7 Ernakulam Biju.P.Abraham 9446384433 Sheeba. S Manager 9605381468 0484-2421360
8 Thrissur K.S.Kripakumar 9446384841 Saji.S Manager 9947123325 0487-2361945
9 Palakad Gireesh.M 9495135649 Gireesh M Manager 9495135649 0491-2505408
10 Malapuram Renjith Babu 9188127010 Manoj V P Manager 9400897551 0483-2737405
11 Kozhikode Najeeb P.A 9188127011 Gireesh I Manager 8714140978 0495-2765770
12 Wayanad Anish Nair.M 8848109505 Anish Nair M Manager 8848109505 0493-6202485
13 Kannur T.O Gangadharan 9497857014 Shammy S K Manager 9446675700 0497-2700928
14 Kasargode Sajith kumar.K 9847747025 Sajithkumar K Manager 9847747025 0499-4255749