Prime Minister’s Employment Generation Programme [PMEGP]

PMEGP is credit linked Scheme of Govt. of India by merging erstwhile REGP and PMRY scheme. The Scheme is implemented through KVIC and State/UT Khadi & V.I. Boards in Rural areas and through District Industries Centres in Urban and Rural areas in ratio of 30:30:40 between KVIC / KVIB / DIC respectively.


To generate employment opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures/projects/micro enterprises


PMEGP is applicable to all new viable micro enterprises, including Village Industries projects except activities indicated in the negative list of Village Industries. Existing/old units are not eligible

Level of Financial Assistance: 


  • The maximum cost of the project/unit admissible under manufacturing sector is Rs. 25 lakh.
  • The maximum cost of the project/unit admissible under business/service sector is Rs. 10 lakh.
  • The balance amount of the total project cost will be provided by Banks as term loan
  • Urban area includes Municipality & Corporation; Rural area includes village/Panchayat.

 Eligibility Conditions of Beneficiaries:

  • Any individual, above 18 years of age
  • There will be no income ceiling and no upper age limit for assistance for setting up projects under PMEGP.
  • For setting up of project costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business /service sector, the beneficiaries should possess at least VIII standard pass educational qualification.

Negative list of Activities:

  • Any activities/business connected with Meat (slaughtered).
  • Any activities/business connected with intoxicant items like Beedi/Pan/ Cigar/Cigarette, liquor, tobacco, toddy etc.
  • Any industry/business connected with cultivation of crops/ plantation like Tea, Coffee, Rubber etc. sericulture (Cocoon rearing), Horticulture, Floriculture, Animal Husbandry like Pisciculture, Piggery, Poultry, Harvester machines etc.
  • Manufacturing of Polythene carry bags of less than 20 microns thickness and manufacture of carry bags or containers made of recycled plastic which causes environmental problems.
  • Industries such as processing of Pashmina Wool and such other products like hand spinning and hand weaving, taking advantage of Khadi Programme under the purview of Certification Rules and availing sales rebate.
  • Rural Transport

General Category Special Category [SC/ST/OBC/Women/Ph/Ex-service]
Urban Rural Urban Rural  
Margin money 15% 25% 25% 35%
Promoter contribution 10% 10% 5% 5%


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Contact Details of District Level Officers for the Scheme PMEGP
Sl No District General Manager Mobile Number Name of Officer Incharge Designation Mobile Number Landline Number
1 Thiruvananthapuram Rajeev.G 9188127001 Vinod Kumar. S Manager (Cr) 9048290020 0471-2326756
2 Kollam Biju Kurian 9188127002 Sajeev kumar K.S ADIO 9497274218 0474--2302774
3 Pathanamthitta Anil Kumar P.N 9188127003 Maya R Manager 9497851799 4682214639
4 Alappuzha Renjith C.O 8281936494 Leela Devi S Manager (EI) 9207085586 O4772241272
5 Kottayam M.V. Lauly 9188127005 Smt. Jyothilakshmi EI Manager 8281384247 481-2573259
6 Idukki P.S.Sureshkumar 9188127006 Sahil Muhammad Manager 7012946527 048-62235507
7 Ernakulam Biju.P.Abraham 9446384433 Renju Maani Assistant Director 9446606178 0484-2421360
8 Thrissur K.S.Kripakumar 9188127008 Jisha.K.A Manager(DP) 9447806550 0487-2361945
9 Palakad Gireesh.M 9495135649 Swapna P Manager 9946407570 0491-2505408
10 Malapuram Renjith Babu 9188127010 Renjith Babu Manager(TC) 9846888331 0483-2737405
11 Kozhikode Rajeev.K 9188127011 Rajeev.K Manager 9446520941 0495-2765770
12 Wayanad Anish Nair.M 8848109505 Abdul Latheef.A Assistant Director 9495891601 04936 202485
13 Kannur T.O Gangadharan 9497857014 Shammy S K Manager 9446675700 0497-2700928
14 Kasargode Sajith kumar.K 9847747025 Rekha R Manager 7012593047 0499-4255749